What Car Insurance is Cheapest for Immigrants in Santa Ana?

See How Much You Can Save

One of the many considerations that are looked at to help calculate the amount you pay for auto insurance is the neighborhood you call home. Areas with more people or even just a higher incidence of claims will most likely have higher rates, whereas areas with less congestion have the gratification of cheaper auto insurance rates.

The information below sorts the most expensive places in California for immigrants in which to buy car insurance. Santa Ana makes the list at #17 with an annual cost of $1,453 for car insurance, which is approximately $121 per month.

How much does auto insurance cost in Santa Ana?
Rank City Annual Rate
1 Los Angeles $2,146
2 Glendale $2,142
3 San Francisco $1,763
4 Sacramento $1,720
5 Oakland $1,704
6 San Bernardino $1,628
7 Long Beach $1,578
8 Stockton $1,556
9 Moreno Valley $1,551
10 Modesto $1,547
11 Fontana $1,535
12 Santa Clarita $1,533
13 Fresno $1,517
14 Garden Grove $1,508
15 Anaheim $1,488
16 Riverside $1,482
17 Santa Ana $1,453
18 San Jose $1,423
19 Fremont $1,403
20 Bakersfield $1,394
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Information shown are approximated as the specific area where the vehicle is garaged can influence premiums greatly.

Comparing quotes for cost effective insurance is tough enough, and determining which companies have the most affordable insurance rates for immigrants will take even more diligence. Each insurer uses a little different formula to set premium rates, so we'll take a look at the insurance companies with the overall best prices in California.

Keep in mind that Santa Ana insurance rates are impacted by many things which can substantially change the price of coverage. Simply having another birthday, increasing deductibles, or getting a couple of tickets can produce rate changes that can now make some companies much cheaper than others.

Best Insurance Companies for Migrants

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USAA has some of the lowest car insurance rates in Santa Ana at around $1,121 a year. This is $530 less than the average policy premium paid by California drivers of $1,651. Wawanesa, CSAA, Century National, and Nationwide would also make the list of some of the cheapest Santa Ana, CA car insurance companies.

As illustrated above, if you are a policyholder with Wawanesa and switched to USAA, you may see an annual premium reduction of about $60. California drivers with CSAA may save as much as $65 a year, and Century National insureds might reduce prices by as much as $69 a year.

To find cheaper insurance rates for your vehicle, click here or visit several of the following companies.

Understand that those prices are averaged for all ages of drivers and types of vehicles and are not factoring in a vehicle location for immigrants. So the car insurance company that has the cheapest rates for you may not even be in the list above. That illustrates why you need to get rate quotes using your own driver and vehicle profiles.

The make and model of vehicle that is being insured is one of the largest factors when consumers are trying to find the best cheap insurance for immigrants. Vehicles with lots of horsepower, a lack of modern safety features, or an increased likelihood of liability claims will cost significantly more to insure than safer models. The data below estimates insurance costs for a handful of the most cost-effective automobiles to insure.

Cheapest Vehicles to Insure in Santa Ana, CA
Vehicle Estimated Cost for Full Coverage
Honda CR-V EX 2WD $1,009
Toyota Prius $1,118
Honda Accord EX 4-Dr Sedan $1,136
Ford Escape Limited 2WD $1,165
Volkswagen Jetta SE 2.5 Station Wagon $1,183
Chevrolet Malibu LS $1,195
Honda Odyssey LX $1,208
Ford Focus SEL 4-Dr Sedan $1,238
Nissan Rogue S AWD $1,276
Chevrolet Silverado LTZ Extended Cab 4WD $1,283
Dodge Grand Caravan SE $1,292
Dodge Ram Quad Cab ST 4WD $1,299
Ford F-150 Lariat Crew Cab Harley 4WD $1,305
Toyota RAV4 2WD $1,310
Ford Fusion S 4-Dr Sedan $1,305
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Prices above based on single male driver age 50, no speeding tickets, no at-fault accidents, $1,000 deductibles, and California minimum liability limits. Discounts applied include claim-free, multi-vehicle, homeowner, safe-driver, and multi-policy. Information does not factor in specific Santa Ana, CA garaging location which can modify auto insurance rates substantially.

By looking at the data, you can assume that vehicles like the Honda CR-V, Toyota Prius, and Honda Accord are going to be some of the most affordable vehicles to insure for foreigners.

Get discounts on Santa Ana insurance rates

Discounts on insurance for immigrantsInsurance providers that offer cheap quotes for immigrants may have rate discounts that can reduce rates by as much as 35% if you meet eligibility requirements. A list of companies and the discounts they provide are:

The illustration below shows the difference between insurance premiums with and without some available policy discounts. The premium estimates are based on a female driver, a clean driving record, no claims, California state minimum liability limits, comp and collision included, and $250 deductibles.

The first bar for each age group shows the average annual price with no discounts. The second bar shows the rates with homeowner, vehicle safety, multiple vehicle, marriage, multiple policy, and defensive driving course discounts applied. When discounts are applied, theaverage amount saved on insurance for immigrants is 28% or $608.

Insuring your vehicle with a highly-rated auto insurance company can be a challenge considering how many different companies there are to choose from in California. The ranking data displayed below can help you pick which coverage providers you want to consider when trying find the best insurance for immigrants. The rankings below include the largest companies in the United States, so smaller companies will not be included in these rankings.

Best 15 Insurance Companies for Immigrants in California
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
USAA 98 100 100 94% A++ 98.6
American Family 98 89 100 86% A 95.4
AAA of Southern California 91 94 97 92% A+ 94.1
State Farm 88 93 96 90% A++ 92.4
The Hartford 94 92 90 89% A+ 91.7
AAA Insurance 88 89 95 91% A 91.2
GEICO 84 93 93 89% A++ 90.3
The General 89 91 89 88% A- 90
Titan Insurance 90 87 91 95% A+ 89.6
Progressive 84 91 93 87% A+ 89.5
Mercury Insurance 88 91 90 85% A+ 89.4
Allstate 85 90 92 88% A+ 89.3
Nationwide 87 88 84 90% A+ 88.7
Liberty Mutual 84 87 93 88% A 88.5
21st Century 85 86 87 88% A 86.7
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Data Source: Insure.com Best Car Insurance Companies

Tips to find budget-friendly car insurance for immigrants

The list below summarizes some thrifty ideas that can help California drivers locate cheap auto insurance.

That final tip is especially crucial, as was stressed in the article above. Insurance rates fluctuate constantly, so you should be ready to buy a policy from a new company if a lower-cost policy is available. Staying with the same company for years is fine, but is isn't recommended if your bullheadedness ends up costing you hundreds of dollars a year. If you have a few minutes, compare prices and find cheaper auto insurance for immigrants in Santa Ana.

If you prefer to get some help when comparing insurance rates for foreigners, the agencies below can most likely aid you in deciding which coverages are best. To locate a Santa Ana car insurance agency in your neighborhood, click the button link following the list or click here to compare price quotes now.

All Century Insurance
1200 W Warner Ave B - Santa Ana, CA 92707 - (714) 902-9777

Farmers Insurance: Wendy Munoz
2441 N Tustin Ave - Santa Ana, CA 92705 - (714) 550-1100

Allstate Insurance: Octavio R E Pina
1926 S Main St - Santa Ana, CA 92707 - (714) 444-3022

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