Who Has the Cheapest Auto Insurance Quotes for Teenagers in Santa Ana?

See How Much You Could Save

The car, truck, or SUV you are insuring is probably the biggest factor when shopping for low-priced coverage for teenagers. Vehicles with lots of horsepower, a lack of advanced safety features, or a high likelihood of having liability claims will cost quite a bit more to insure than more economical and safe models.

The data below outlines car insurance costs for a number of the most budget-friendly vehicles to insure in California.

Cheapest Vehicles to Insure in Santa Ana, CA
Vehicle Insured Estimated Cost for Full Coverage
Honda CR-V LX 2WD $3,829
Honda Accord EX 4-Dr Sedan $3,836
Ford Escape XLS 2WD $3,829
Toyota Prius $4,158
Honda Odyssey LX $4,252
Ford F-150 STX Regular Cab 2WD $4,260
Ford Explorer XLT 2WD $4,292
Jeep Wrangler Rubicon 4WD 2-Dr $4,299
Volkswagen Jetta SE 2.5 Station Wagon $4,408
Honda Civic DX 4-Dr Sedan $4,503
Chevrolet Impala LS $4,511
Ford Focus S 4-Dr Sedan $4,503
Chevrolet Malibu Hybrid $4,542
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Data based on single male driver age 17, no speeding tickets, no at-fault accidents, $1,000 deductibles, and California minimum liability limits. Discounts applied include safe-driver, and claim-free. Prices do not factor in garaging location in Santa Ana, CA which can influence price quotes considerably.

Based upon these rates, we can expect models like the Honda CR-V, Honda Accord, Ford Escape, and Toyota Prius will be a few of the most affordable vehicles to insure for teen drivers. The price for car insurance will be more expensive just due to the fact that there is more claim exposure for teenagers, but generally speaking those particular vehicles will probably have the lowest prices possible.

One of the many things that help determine car insurance rates is where you live. Areas with more people or higher crime rates tend to pay slightly more, whereas areas with less congestion have the benefit of cheaper car insurance.

The following table ranks the most expensive areas in California for teenagers to purchase a policy in. Santa Ana comes in at #16 with the annual price of $1,483 for the average insurance policy, which is approximately $124 per month.

How much does auto insurance cost in Santa Ana?
Rank City Premium Per Year
1 Los Angeles $2,168
2 Glendale $2,121
3 Oakland $1,738
4 San Francisco $1,711
5 Sacramento $1,669
6 San Bernardino $1,644
7 Long Beach $1,626
8 Stockton $1,603
9 Garden Grove $1,570
10 Fontana $1,566
11 Santa Clarita $1,533
12 Riverside $1,527
13 Moreno Valley $1,506
14 Fresno $1,502
15 Modesto $1,487
16 Santa Ana $1,483
17 San Jose $1,437
18 Anaheim $1,430
19 Bakersfield $1,394
20 Irvine $1,384
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Price information shown is comparative as the specific garaging location can change coverage prices significantly.

Types of discounts on Santa Ana auto insurance

Save on auto insurance for teen drivers in Santa AnaInsurers that sell policies for teenagers may provide rate discounts that can lower rates by 30% or more if you meet the requirements. A few popular companies and their offered discounts can be read below.

The information below illustrates the difference between insurance rates with and without discounts. The rates are based on a female driver, a clean driving record, no at-fault accidents, California state minimum liability limits, full coverage, and $100 deductibles.

The first bar for each age group shows the average annual price with no discounts. The second shows the rates with good student, vehicle safety, paperless filing, anti-theft, passive restraint, and paid-in-full discounts applied. When taking advantage of discounts, theamount saved on auto insurance for teenagers is 28% or $831.

Best auto insurance company in California

Insuring your vehicle with a highly-rated insurance company can be challenging considering how many companies sell insurance in Santa Ana. The company ratings shown next can help you pick which car insurance companies you want to consider when comparing rate quotes.

The rankings below only include insurance companies that insure vehicles in the majority of U.S. states, so smaller regional companies will not be included in the list. To compare prices from these top insurers and more, click this link.

Best 15 Auto Insurance Companies for Teenagers in Santa Ana
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
USAA 98 100 100 94% A++ 98.6
American Family 98 89 100 86% A 95.4
AAA of Southern California 91 94 97 92% A+ 94.1
State Farm 88 93 96 90% A++ 92.4
The Hartford 94 92 90 89% A+ 91.7
AAA Insurance 88 89 95 91% A 91.2
GEICO 84 93 93 89% A++ 90.3
The General 89 91 89 88% A- 90
Titan Insurance 90 87 91 95% A+ 89.6
Progressive 84 91 93 87% A+ 89.5
Mercury Insurance 88 91 90 85% A+ 89.4
Allstate 85 90 92 88% A+ 89.3
Nationwide 87 88 84 90% A+ 88.7
Liberty Mutual 84 87 93 88% A 88.5
21st Century 85 86 87 88% A 86.7
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Data Source: Insure.com Best Car Insurance Companies

How to find budget-friendly auto insurance for teenagers

It's not impossible to find cheaper rates, and here are many penny-pinching suggestions that can help Santa Ana drivers get more affordable auto insurance.

The last tip in the list is remarkably necessary, as we stressed in this write-up. Auto insurance rates can be changed at any time, so drivers shouldn't be resistant to buy a different policy if you can save money.

Many consumers stick with the same company and that's fine, but it's not a good idea if it's costing you money that could be used for better things. Take a couple minutes and compare prices and find cheaper auto insurance for teenagers in Santa Ana.